I set permissions in my guild to allow all but recruits and alts to withdraw varying amounts of items and gold. Recruits and alts can still withdraw for repairs. I set the gold amounts with an eye to how much I assumed people of differing ranks were donating. None of the numbers are high enough that anyone could loot out the entire vault before being noticed, but they are all high enough to be useful. That said, my problem as a guild leader has not been looting, it has been that people use the vault to deposit their trash - items they can't auction but that are too 'valuable' to vendor. All those Outlands greens for example. We also end up with amazing supply of potions everytime anyone changes profession into alchemy. All the minor heals end up in the vault. At least one or two times a week I have to log in and grab up a huge section of the vault and carry it off to a vendor, auction house, or enchanter to get it translated into coins for deposit back into the bank.

I -try- to encourage members to take items for use. Almost begging the JC's to take gems and cut them, or for the enchanters to d/e the old items, and I have some success, but there is still a lot of dust in parts of the attic.

My guild members do make heavy use of the bank for repairs, but they also donate back quite often - and even with everyone using it to repair, we seem to double the funds in there every week.

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