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9-05-2008 @ 9:38AM
My guild has a LOT of gold in the bank, well over 10k and thats just from normal members donating. The mats/pots alone could make a small fortune...There would be no need what so ever for a system like this in most guilds. Not to mention, i think very few guilds allow their own members access to the money, so you generally have maybe 1-4 people with access to it. Which is the safest way but then if the gm/officers ever decided to leave, theres nothing stopping them taking ever thing from it.
9-05-2008 @ 10:36AM
Taxing people naturally pushes them towards the opinion of not donating time and treasure on their own. They think, "Hey, why should I dump a bunch of gems in the bank when they are already taking money from my wallet everytime I do a quest? Let them use that money to buy some gems from the AH." The same thing happens in the real world. As taxes go up, charitable contributions go down. Oddly enough, the amount of time that people volunteer goes down faster than monitary contributions, and in the end the real value of charitable giving including time and money, drop by a greater amount than is collected through confiscitory means. If a person is taxed at 0%, but give 20% of their time and money to charity, and then someone comes along and say, "We are taking money to provide services that you were already providing on your own, but now it is going to be manditory instead of voluntary," then the person who was giving that 20% is going to lessen their voluntary donation. Say that the confiscitory contributions are at 10%, the person will likely stop giving entirely, or may give a token amount. They will be unlikely to make up the difference of the other 10% though, because psycologically, they feel like they have already done their part, and resentment will be part of the emotional mix.In real numbers, when Reagans tax reductions took effect in 1984, charitable giving went up by 12%... and when his second wave of tax breaks (which were directly related to tax deductions on charitable giving) hit in 1986, there was an 11% jump in charitable giving. Granted the greatest indicator in charitable giving is the rate of personal income, (when personal income growth grows by 3%, charitable gifts will grow by 3% as well) but this plays into it. If I feel like I've got less, then I'm going to give less. In the end, your bank will have less in it if a tax is instituted, but guild members will also feel more inclinded to demand more services FROM the bank, instead of giving to the bank.
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