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1-16-2009 @ 9:36AM
Here is my take. This site is set up as an insurance - an insurance that you can play or will get paid. I consider insurance a good thing, when used to curb VERY high expenses. Insurance is not needed for a $12.99 / month expense. We have insurance for medical, auto and home issues which can run into seven digit numbers - things that we could not afford to handle IF they happen.Players want to "play", they do not want to pay more in hopes that they cannot play. IF this would somehow force Blizzard to have less down time, then there is a purpose, but this will not fix it.Of course this leads to the question of "Are the Blizzard servers down too much?". This can be debated, but I don't see it at all.This business is a reach and has FAIL written all over it. If players are not getting paid out more then they pay in they will bail, if players are getting paid more then they pay in then this business has to bail.Don't get me wrong, they can do what they want and so can players, but IMO, as a controller of a large manufacturing company, I would not think about investing in this business or paying for this service.With that said, the Federal Express business model was once said couldn't work either :P.
1-16-2009 @ 1:46PM
Finally someone gets it. The issue here is you're insuring a $12.99/month investment. Not a $300,000 home, a $500,000 hospital bill, or a $50,000 car (or what have you). Just doesn't make sense to me. But to everyone who thinks this is a Pyramid or Ponzi scheme, go back and learn what those mean before throwing the terms around without warrant.
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