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1-24-2009 @ 12:24PM
You're assuming they are financially solvent. The problem with insurance companies is they are effectively spreading the risk - they assume that most people are safe drivers, or that its highly unlikely your house won't be broken into when your away.What if the risk spreads to every single player around the same time? It seems to me most of these outages are distributed among the entire playerbase because of database upsize issues or bugs in server/client patches.Even this comcast outtage - affected most all comcast customers across the country.It would be like insuring a million auto-drivers knowing full well that every 3 months every single one of them would be involved in an accident at the exact same time.Its a scam if I've ever seen one ;).
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