Hortus has answered some important questions
about what happens to the guild bank when something happens to the guildleader or the guild, and the answers will be of interest to anyone planning to put deposits in a guild bank after they get released with 2.3
First of all, guildleaders apparently can't transfer or delete their characters (news to me), so there's no way they can exit the game that way without giving up the bank. A guildleader that transfers leadership of the guild also transfers leadership of the bank (makes sense). If a guildleader gets banned from the game, a GM will have to be contacted to get the bank back (so you GLs out there, don't get banned). But here's the kicker: if the guild gets disbanded, the GL will receive all the banked items in their mailbox.
I guess that's not too surprising-- if a GL had access to the bank in the first place, they can still ninja it anyway. So the lesson here is: don't put anything in the bank
that you're not willing to lose to your guildleader on a bad day. It's a little strange that they put the /gdisband power in the same hands that they mail all the items to when the guild shuts down (maybe they should require a guild banker position, just to keep the GL away from the money?), but then again, if you trust your GL with your life during a raid, shouldn't you trust him or her with your hard-earned cash?
Filed under: Patches, Items, Analysis / Opinion, Guilds, Odds and ends, Blizzard, Making money